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A stock market or equity market is a public market for the trading of company securities listed on a stock exchange. An equity investment generally refers to the buying and holding or trading of shares to gain income from daily price movements, dividends and capital gains. Equity shares are “High-Risk High-Return Investments” that signify ownership in a corporation and represent claims on part of the corporation’s assets and earnings.
A basic good used in commerce that is interchangeable with other commodities of the same type. Commodities are most often used as inputs in the production of other goods or services. The quality of a given commodity may differ slightly, but it is essentially uniform across producers. Commodity Futures are contracts to buy specific quantity of a particular commodity at a future date. It is similar to the Index futures and Stock futures but the underlying happens to be commodities instead of Stocks and Indices.
The Currency trading market is a multi trillion dollar market where world currencies are exchanged back and forth on a daily basis. Currencies are traded by individual retail investors, financial institutions, and corporations doing business. Retail investors and banks trade to make profits and corporations usually trade in the normal course of the international business process. Currency values can change for many reasons. Sometimes they react to political and economic news, sometimes they are driven by speculators, and sometimes they are driven by international business flows.
Insurance is a contract between the insurer and the insured wherein against receipt of certain amount, called premium, the insurer agrees to make good any financial loss that may be suffered by the insured, due to the operation of an insured peril on the subject matter of insurance.
An Initial Public Offering (IPO) means the first sale of the company’s shares to the public. This is one of the many ways that a company can raise capital to fund its business needs. This may be to fund growth, repay debt, release cash to the owners or fund an acquisition.
Bonds are debt securities issued by governments or companies that pay a specific interest rate. When you purchase bonds, you are lending money to a government or corporation, broadly known as issuers. Issuers of bonds may use the money to finance their investments. In return for the loan, the issuer generally pays you income at a specific rate and date.There are several different kinds of bonds, each with a different set of risks and rewards, depending on the issuer.
A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. Investing in a mutual fund can be a lot easier than buying and selling individual stocks and bonds on your own. Investors can sell their shares when they want Mutual funds can potentially allow investors to easily and inexpensively diversify their portfolios. A mutual fund’s net asset value (NAV), tells you what the fund is worth based on the value of its underlying investments. NAVs change over time as the stock and bond markets move up and down, and the number of outstanding shares changes.